- BAY HAVEN CHARTER ACADEMY — Grades K–5 · 766 students
- DEER POINT ELEMENTARY SCHOOL — Grades PK–5 · 735 students
- NORTH BAY HAVEN CHARTER ACADEMY ELEMENTARY SCHOOL — Grades K–5 · 696 students
- LYNN HAVEN ELEMENTARY SCHOOL — Grades PK–5 · 688 students
- HILAND PARK ELEMENTARY SCHOOL — Grades PK–5 · 684 students
- TOMMY SMITH ELEMENTARY SCHOOL — Grades PK–5 · 677 students
- CALLAWAY ELEMENTARY SCHOOL — Grades PK–5 · 622 students
- PATRONIS ELEMENTARY SCHOOL — Grades K–5 · 589 students
- HUTCHISON BEACH ELEMENTARY SCHOOL — Grades K–5 · 573 students
- NORTHSIDE ELEMENTARY SCHOOL — Grades PK–5 · 569 students
- LUCILLE MOORE ELEMENTARY SCHOOL — Grades PK–5 · 543 students
- SOUTHPORT ELEMENTARY SCHOOL — Grades PK–5 · 531 students
- PARKER ELEMENTARY SCHOOL — Grades PK–5 · 510 students
- CEDAR GROVE ELEMENTARY SCHOOL — Grades PK–5 · 495 students
- A. GARY WALSINGHAM ACADEMY — Grades PK–5 · 470 students
- WALLER ELEMENTARY SCHOOL — Grades PK–5 · 423 students
- OSCAR PATTERSON ACADEMY — Grades PK–4 · 394 students
- WEST BAY ELEMENTARY SCHOOL — Grades PK–5 · 362 students
- MERRIAM CHERRY STREET ELEMENTARY — Grades PK–5 · 343 students
- PALM BAY ELEMENTARY SCHOOL — Grades K–5 · 321 students
- ST. ANDREW SCHOOL AT OAKLAND TERRACE — Grades PK–5 · 55 students
- MOWAT MIDDLE SCHOOL — Grades 6–8 · 803 students
- MERRITT BROWN MIDDLE SCHOOL — Grades 6–8 · 634 students
- JINKS MIDDLE SCHOOL — Grades 6–8 · 541 students
- NORTH BAY HAVEN CHARTER ACADEMY MIDDLE SCHOOL — Grades 6–8 · 526 students
- BAY HAVEN CHARTER MIDDLE SCHOOL — Grades 6–8 · 429 students
- A. CRAWFORD MOSLEY HIGH SCHOOL — Grades 9–12 · 1,864 students
- J.R. ARNOLD HIGH SCHOOL — Grades 9–12 · 1,629 students
- BAY HIGH SCHOOL — Grades 9–12 · 1,289 students
- NORTH BAY HAVEN CAREER ACADEMY — Grades 9–12 · 865 students
- CENTRAL HIGH SCHOOL — Grades 9–12 · 99 students
- CHAUTAUQUA CHARTER SCHOOL — Grades 9–12 · 52 students
- AMIKIDS MARITIME ACADEMY — Grades 9–12 · 26 students
- DEANE BOZEMAN SCHOOL — Grades PK–12 · 1,690 students
- RUTHERFORD HIGH SCHOOL — Grades 6–12 · 1,394 students
- BREAKFAST POINT ACADEMY — Grades PK–8 · 1,089 students
- TYNDALL ACADEMY — Grades PK–8 · 883 students
- SURFSIDE MIDDLE SCHOOL — Grades PK–12 · 755 students
- UNIVERSITY ACADEMY SABL INC — Grades K–8 · 711 students
- ROSENWALD HIGH SCHOOL — Grades 6–12 · 351 students
- RISING LEADERS ACADEMY — Grades K–12 · 311 students
- PALM BAY PREPARATORY ACADEMY 6-12 — Grades 6–12 · 203 students
- MARGARET K. LEWIS IN MILLVILLE — Grades PK–12 · 170 students
- NEW HORIZONS LEARNING CENTER — Grades 6–12 · 93 students
- BAY VIRTUAL FRANCHISE — Grades 3–12 · 25 students
- BAY VIRTUAL INSTRUCTION PROGRAM (DISTRICT PROVIDED) — Grades 6–12 · 14 students
- BAY VIRTUAL INSTRUCTION PROGRAM — Grades K–12 · 2 students
- EXCEPTIONAL STUDENT EDUCATION — Grades PK–12
- BAY REGIONAL JUVENILE DETENTION CENTER — Grades K–12
| Metric | Bay County School District | National Average | Comparison |
|---|---|---|---|
| Student Enrollment | 27,324 | 3,700 | ↑ Larger than avg |
| Number of Schools | 49 | 6 | Varies by district |
| Per-Pupil Spending | $10,549/yr | $13,700/yr | State avg est. |
| District Type | — | Public District | — |
| Overall Rating | 6/10 — Average | — | Near average |
🔢 Show the math behind this rating
Ranked against 74 rated districts in FL → 59th percentile → 6/10.
Source: Florida Dept. of Education FAST ELA & Mathematics, 2024. Full methodology →
About Bay County School District
Bay County School District is the public school district assigned to zip code 32404 in Bay, Florida. Serving students from Pre-K–12th, this district is the primary public education system for families living in and around zip code 32404. The sections below cover the district’s resources, scale, rating, and everything families need to know about enrollment and school assignment.
Understanding the 6/10 Rating
SchoolDistrictFinder rates Bay County School District 6 out of 10 — average among Florida public school districts. Our ratings are based on state assessment results — the share of students scoring proficient or above in reading and math, as reported in Florida’s FAST ELA & Mathematics assessments (2024 school year). We average each district’s reading and math proficiency, then rank it against other districts in the same state to produce a 1–10 score. Because Florida is compared only against itself, the rating reflects how this district performs relative to its in-state peers.
Bay County School District falls near the middle of Florida on state assessment results, with reading and math proficiency close to the state median. Average-rated districts provide foundational public education, and many families find they deliver solid day-to-day learning — particularly when parents stay engaged. If you're considering this area, look beyond the overall rating: visit schools, talk to current parents, and research the specific school your child would attend. Average districts often have individual schools that significantly outperform the district mean.
Enrollment for Families in Zip Code 32404
Children in zip code 32404 are assigned to Bay County School District for public school enrollment, covering grades Pre-K–12th. School assignments are address-specific — your elementary, middle, and high school placements depend on your exact street address within zip code 32404, not just your neighborhood. Two homes on opposite ends of the same zip code may be assigned to different schools within the same district.
To confirm your specific school assignments, contact Bay County School District at the number listed on the district website or visit the district’s official website. Typical enrollment documents include a signed lease or mortgage statement, birth certificate, state-required immunization documentation, and recent report cards or transcripts. If your child has an IEP or 504 plan, bring that documentation to enrollment — Florida districts are required to continue services within a reasonable period. Fall enrollment windows typically open in late winter or early spring; contact the district for exact dates and required steps.
School Districts and Home Values in Panama City
Research consistently shows that district assignment affects residential property values. Because Bay County School District serves zip code 32404, district assignment still factors into home-pricing comparisons between zip code 32404 and neighboring areas. District boundaries are address-specific — verify the exact district assignment for any property you’re seriously considering rather than assuming based on the neighborhood. A single block can place two adjacent homes in different districts with different ratings and different annual property tax implications.
Use the property tax estimator on this page to calculate estimated annual tax obligations based on your target purchase price. In Florida, property taxes are a primary funding source for public schools — your tax payments directly support Bay County School District programs and staff. Understanding both district quality and the associated tax burden is essential financial due diligence before committing to any home in zip code 32404.
Data Sources and Accuracy
All district information on this page is sourced from the NCES Common Core of Data (CCD) 2024–2025, the U.S. Department of Education’s annual census of all public school districts — the same dataset used by researchers, journalists, and policymakers to analyze American public education. District boundaries, school assignments, phone numbers, and per-pupil expenditure figures are updated annually when NCES publishes new data, typically in spring. Always verify your specific school assignment and enrollment requirements directly with Bay County School District before making any housing or enrollment decision based on zip code 32404 data.